Vouchmark uses a wallet-based, pay-as-you-go model. Fund your wallet, and each verification or service call deducts from your balance in real time. There are no monthly minimums, no per-seat charges, and no hidden fees.
How billing works
- Fund your wallet — top up via card (Paystack) or bank transfer from the Billing page.
- Run verifications — each module deducts the listed cost from your balance when it executes.
- Monitor usage — the dashboard shows real-time spend per widget, per applicant, and per module.
- Auto top-up — optionally set a threshold; we recharge your wallet automatically when the balance drops below it.
Sandbox environment is always free. Costs only apply in the live environment.
All amounts below are in Naira. The API stores and returns these prices in kobo
(₦1 = 100 kobo). The GET /v1/wallet/pricing-rates endpoint returns both price
(Naira) and priceKobo for each action.
KYB verification modules
Each module has a fixed per-execution cost. If a module is enabled on your widget, it charges when executed during an applicant session.
Business identity
| Module | Cost (NGN) | Description |
|---|
| Business profile capture | ₦50 | Business profile capture |
| Industry classification | ₦50 | Industry classification mapping |
Verification checks
| Module | Cost (NGN) | Description |
|---|
| CAC verification | ₦300 | Live lookup against Corporate Affairs Commission |
| TIN verification | ₦200 | FIRS / JTB taxpayer lookup |
| SCUML registration | ₦250 | SCUML certificate validation |
| Tax clearance | ₦600 | Tax clearance certificate validation |
| Business licence | ₦600 | Regulator registry cross-check |
| Address verification | ₦500 | Document-based proof |
| Bank account verification | ₦250 | Bank account name match |
| Operational proof | ₦750 | Statement analysis + web presence check |
People & ownership
| Module | Cost (NGN) | Description |
|---|
| Directors KYC | ₦400 | Per director — ID, liveness, address |
| Shareholders KYC | ₦350 | Per qualifying shareholder |
| Beneficial ownership | ₦1,000 | UBO resolution |
| Liveness check | ₦350 | Liveness + selfie-to-ID match |
Documents
| Module | Cost (NGN) | Description |
|---|
| Document vault OCR | ₦150 | Document vault OCR |
Screening & compliance
| Module | Cost (NGN) | Description |
|---|
| AML screening | ₦900 | Transactional risk + jurisdiction analysis |
| PEP screening | ₦450 | PEP database check |
| Sanctions screening | ₦450 | Consolidated sanctions lists |
| Adverse media | ₦700 | Regulated news + court filings |
Session fee
Every applicant session incurs a flat ₦50 base fee on top of module costs. This covers session infrastructure, encrypted data storage, and audit logging.
Standalone verifications
These actions are billed outside the KYB widget flow.
| Action | Cost (NGN) | Description |
|---|
| CAC basic lookup | ₦200 | CAC basic lookup |
| CAC advanced profile | ₦3,000 | CAC advanced profile |
| TIN verification | ₦150 | TIN verification |
| BVN match | ₦200 | BVN match |
| NIN match | ₦150 | NIN match |
| Address verification | ₦1,800 | Address verification |
| Bill verification | ₦100 | Utility bill verification |
| Company dossier | ₦800 | CAC + TIN + checks bundle |
| Document verification (AI) | ₦250 | AI document verification |
| Trust badge generation | ₦200 | Trust badge generation |
Trust Monitor
| Service | Cost (NGN) | Cadence |
|---|
| Sentinel monitoring (per entity) | ₦6,000/month | All sources, 4-hourly, per monitored entity |
| Investigation report | ₦15,000 | Base report |
| Investigation extra subject | ₦5,000 | Per additional subject on a report |
| Premium expedited dispute | ₦2,000 | Optional fast-track dispute review |
Watchlist capacity depends on your tier. See your dashboard for current limits.
Vouch AI
| Service | Cost (NGN) | Description |
|---|
| Vouch AI usage | ₦100 / 1,000 tokens | Metered per 1,000 tokens across chat, streaming, quick chat, and AI company overview |
Volume discounts
For high-throughput integrations processing 500+ verifications/month, contact sales@vouchmark.com for custom volume pricing.
Retrieving rates programmatically
Fetch the latest pricing via the API:
curl https://api.vouchmark.com/v1/wallet/pricing-rates \
-H "Authorization: Bearer $TOKEN"
price (Naira) and priceKobo. See Wallet API.
Cost estimator
The widget builder in the dashboard includes a real-time cost estimator that shows the per-applicant cost based on your enabled modules. Use it to model costs before going live. 